Last Updated: April 24, 2026 (Price & Content Verified)
John Song looks like he rolls with a pump and an uzi in case the opps try to test him.
Which is why I was so surprised when I found out the kid teaches business funding.
More specifically, he says he can take you from zero to $15,000 or more per month as a funding consultant.
Should you trust him?
Or will you just end up babysitting brokies with credit scores so low even a Nissan dealer couldn't help them?
Read on for Excelerate Academy reviews.
Alright, cool.
The edge I was picking up on makes sense now:
John's a 32-year-old high school dropout who spent his teens and twenties getting high, popping pills at raves, and making one bad decision after another. Even got himself a DUI.
Finally, at 28, he gets his shit together, starts an Amazon FBA business, and the thing takes off.
He doesn't stop there, though.
He dabbles in Walmart dropshipping, Airbnb, day trading, Discord server subscriptions, and finally, credit repair and funding.
Supposedly, he made money at all of them, but what he's doing now is by far the best.
Here's how it works:
- You fix people's credit by getting negative items removed.
- Or, you build their credit completely from scratch.
- Then you help them secure 0% interest funding without bank statements, revenue, or tax returns.
These are folks who want their dream house, their dream car, a new apartment, business capital, breathing room - anything, right? - but they keep getting denied like they showed up to the bank wearing a ski mask.
They're stuck with sad little $300 to $1,000 limits, and they're not trying to hear some Dave Ramsey "eat beans in the dark for 15 years" speech.
Welp, that's where you come in.
Assuming you can actually talk to people and solve problems, and you're sick of building on platforms that can rug you overnight.
Yes, you'll have to show your face. This is a trust business, not a faceless YouTube channel where you have AI narrate Reddit threads over Minecraft footage and pray for ad revenue.
And yes, you'll have expenses: a VA, software, tools. Plan on $500 a month, plus extra for ads when the time comes.
Props to John for not sanding off the ugly.
There's a lot to this: prospecting, closing, consulting, fixing the credit, filing the paperwork, then doing the whole song and dance again for the funding side.
Oh, and before anyone gets funded, boxes need checked:
- 680+ credit score
- Primary holder of at least one card with a $5k+ limit
- $15k+ in total personal credit card limits
- Low utilization, under 30% total
- No negatives or late payments in last two years
- 3-5 total accounts with a decent credit mix
- Fewer than three inquiries per bureau, ideally none
Got someone who qualifies?
Sweet. Have them sign and agree to an 8% to 10% commission fee.
That way, when you help them land, say, $120k in funding? Boom, that's $9,600 to $12,000 right in your pocket.
Pretty damn good for one client.
But also: did you see the flaming junkyard you had to crawl through to get there?
John couldn't care less.
While I'm over here dry-heaving at the workload, he says he does $50,000 to $75,000 a month with this funding and credit repair business.
His Excelerate Academy students are winning too.
For example:
Trent helped a client get approved for $50,000 through one of their Chase banking managers. Then he got that same client another $45,000, bringing the total to $95,000 in funding and earning him $9,500 in commission.
This other guy, Hunter, was only 21 when he joined. A year earlier, he was buried in $90,000 of Amazon debt because his inventory wasn't selling. Then he linked up with John, switched lanes, and profited $37,000 in his second month.
He also recently had a $20,000 cash-collected day.
Then there's Jean, who learned how to run ads through the program, and scored a $5,000 commission on his first deal.
Want in? Here's the damage:
Excelerate Academy starts at $5k, with different pay plans and financing options available.
A little steep, but you can make it back.
I mean, you don't have to squint to see the demand for this service. The average credit score is held together with Scotch tape and shame. You did that, inflation.
So yeah.
Somebody's gotta drag these people out of the hole, and John seems like a great guy to learn from.
The only knock is how hard it is. Moving parts, paperwork, people.
Excelerate Academy gets an 8.5/10.
Q&A
Q: Any complaints or red flags online?
A: Nothing. No Reddit threads, no Trustpilot reviews, not a single BBB filing on John or Excelerate Solutions LLC. Which tracks since this is a newer program. Check back in a year and we'll see if the silence holds.
Q: What's with John Song's Rolex and cars?
A: Normally, this is where my neck hair stands up and I reach for the pitchfork. Because 9 times out of 10, when a guru leads with watches and whips, it doesn't end well. But John grew up poor in an immigrant family. His dad was a plumber. He was on free lunch tickets. So if he's killing it now and wants to wear a Rolex, drive a matte purple Vette, and more recently an M3 Competition, fine. He told the truth on the way up. Spend it however.
Q: What if this is too much money, work, or people for me?
A: Glad you asked. For $2,980, my mentor teaches you how to build simple websites, rank them in Google, and rent them to local businesses that want more leads. No cold calls. No credit consultations. No submitting documents on behalf of someone who financed a couch at 29.99% APR just to eat Takis and take naps on. Seriously. Watch this video.