Rick Melero could sell me a scammy insurance policy with that bright smile and slicked-back gray hair.
But he’s not here for that. He’s here to introduce his Micro Banking Method.
Ever noticed how some folks thrive in real estate, while others end up pawning their son’s PS4 at GameStop just to pay the T-Mobile bill?
What do the successful investors know that the rest don’t?
Rick used to wonder the same thing until he discovered a unique real estate system.
It’s actually been around forever, yet it quietly flies under the radar, steering clear of the “usual suspects.”
MicroBanking has nothing to do with the typical real estate strategies like:
- Wholesaling distressed single-family homes.
- Flipping properties.
- Managing Airbnbs.
- Fighting over foreclosures.
- Or being a landlord.
That means no stressing over mortgage rates, tenant issues, or juggling multiple projects.
This entirely different approach to real estate transformed Rick from a struggling investor chasing meager profits into a powerhouse transacting over $500 million and securing exponential returns for him and his clients.
He’s also established more than $10 million in equity on signature projects – whatever that means.
Personally?
I’m swaddled in a blanket of skepticism right now.
“Aight, bet,” Rick responds, right on cue.
He understands my caution, yet he describes the MicroBanking Method as real estate’s secret goldmine.
According to him, it’s the difference between giving yourself an ulcer from trying to flip fixer-uppers… and effortlessly closing deals that pad your bank account with zeroes.
Great, now my skepticism blankie’s tightened so much, I’m turning blue.
Rick hints at making strategic, smart moves that quickly generate profits.
Your gob will be straight-up smacked when deposits of $10,000, $20,000, or even $30,000 start rolling in – all without you lifting a finger or even owning the property.
No matter your experience or whether you’ve ever closed a deal before, the MicroBanking Method is your ticket to ditching that buzzkill of a day job for a life that’s absolutely intoxicating.
Imagine so much cash flow that you and your loved ones can spend your days exactly as you wish.
Your kids can’t stop bragging about you, and your friends turn green with envy, Rick pitches.
This guy really gives me the ick.
Rick left home at 17 and lived in his buddy’s trailer.
He was determined to make something of himself – to build a legacy.
Despite having no money, no connections, and no real estate knowledge, he set out on a journey that would span two decades.
Today, he’s the co-founder and principal of HIS Capital, a company that reportedly closes millions of dollars in deals each month.
But for Rick, it’s not just about the money.
He’s passionate about mentoring other aspiring investors, eager to pass the torch.
Rick’s focus shifts more than a Roomba navigating under a dining room table.
“What’s the one thing every real estate investor needs?” he asks.
Yes, you guessed it: money.
And since it’s super hard to get approved for a bank loan these days, the demand for alternative lending has skyrocketed.
Enter what Rick calls MicroBanking, which is essentially private lending on steroids.
The concept involves flipping private loans to institutional investors. This allows you to charge substantial fees and continuously recycle the same capital without it being tied up for the duration of typical loan terms.
Wait, so lemme get this straight.
You have no money, but you gather funds from others, lend it to some desperate wholesaler with hefty fees, then sell that loan to a hedge fund while skimming some interest, and just keep repeating the process indefinitely?
That sounds about as likely to work out as counting sand with tweezers.
The MicroBanking Method program costs $97 plus upsells if you disagree though.