Chris Naugle looks thirsty as fuck but not for water. Seriously, tell your girl to stand in front of the oven to warm up Chris’s dinner. That’s the vibe I’m getting.
Then again, maybe I’ve got him all wrong.
His IG says: “Speaker, author, husband, father. #1 money mentor. Former pro skateboarder. Host of HGTV’s Risky Builders.”
Yokay. Maybe he’s not a playboy.
But if he’s not, is he at least a shyster? I really wanted to roast this guy, so let’s find out together.
Read on for Money School REI reviews.
Chris grew up lower-middle-class. Dad wasn’t really in the picture, but mom kept it 10 toes down, always encouraging him to dream big.
“Say less, momma!”
By 16, Chris had launched Phat Clothing. At 17, he upped the ante with his own Phatman (Surf, Skate, Snow) shop. And just for shits and giggles, he became a pro snowboarder as well.
Things were going great until 9/11 threw the economy into a recession, forcing Chris to hunt for a job just to keep everything afloat.
Believe it or not, Wall Street was the only one that would hire him. So for the next 16 years, he would put on a blue, black, or gray suit and go into the city to work as a financial advisor.
In the middle of that stretch, in 2008, he decides to move Phatman to a new location. So he borrows $370k and buys an old paint store.
You saw the year, right? You know what happens next.
The real estate market collapses, and just like that, Chris is, once again, down bad.
His girlfriend, an absolute earth angel, supports him financially until, in 2009, with what little money he had, he starts buying real estate for pennies on the dollar.
By 2014, Chris had built up an impressive 36 doors.
Then his bank pulled a line of credit he had taken out, leaving him stranded in the middle of several rehabs.
He ends up unloading every last property including his beloved Phatman shop, which, as you can imagine, sent him spiraling.
Chris was on his knees for a while, but eventually, he got back up, stood tall, and started flipping houses again.
First it was one and then it was a dozen and now it’s something like 260 flips under his belt.
That led to their HGTV pilot that, oh by the way, never aired – yet another door slammed in Chris’s face.
Luckily, he discovers “infinite banking,” aka BYOB: Be Your Own Banker.
And how do you do that?
With a dividend-paying whole life insurance policy from a mutually owned insurance company, Chris explains.
Wow. Didn’t see that coming.
All that buildup just to pitch a whole life insurance policy? That’s about as thrilling as the comedown after a heavy week of drinking and drugs.
Not to mention, it’s confusing as hell.
Ever listened to an Andrew Huberman podcast? The way he overcomplicates everything with painfully long-winded details? That’s exactly what Chris’s explanation of this concept feels like.
Charts and graphs and diagrams and analogies and more math than you’ve done in the last decade. Just brutal.
I haven’t been this lost since that one tailgate party in college when I was fully lost in the sauce.
Here’s the dumbed-down version of The Money Multiplier:
- Pay yourself first.
- Pay yourself with interest.
- Recycle and recapture your money.
But that’s like saying “just light a match” when describing how to launch a rocket into outer space. Like, it’s a bit more complicated.
And honestly?
I have zero interest in enrolling at Money School REI to learn all the nuance.
I’d rather just focus on making more money from my laptop.
Q&A
Q: Chris Naugle net worth?
A: Chris only eats steak if the cow was grass-fed, massaged daily, and read The Power of Now by Eckhart Tolle – by someone with a British accent – before being luxuriously slaughtered and processed, okay? The man’s rich. What else would you expect from America’s #1 money mentor?
Q: I saw this article about Chris Naugle on Disrupt Magazine – is he really that impressive?
A: Oh, you mean the one that reads like his mom wrote it while sipping Chardonnay? About how he’s flipped hundreds of houses, managed $30 million in assets, solved world hunger, and plans to cure cancer on his next ski lift ride? Yeah, that’s definitely not a planted piece. Totally organic. No way Chris dictated it word for word from his hot tub – that would never happen.
Q: So… it’s fake?
A: Let’s just say the editorial process for a site like that’s about as rigorous as Elon shitposting on X.
Q: Why do gurus insist on doing that?
A: I know, right? Nothing says “I’m legit” like paying to have someone say you’re legit. The real mystery is how people keep falling for it.
Q: Would you agree that Chris is kinda all over the place?
A: Um, ya think? Wealth Webinar, The Money Multiplier, Private Money Club, Money School – plus the cheesy books, merch, affiliate program, live and virtual events, and a podcast? His website looks like “make money online” barfed on it. Or like Gary Vee, Grant Cardone, and Tony Robbins wiped their butts with his domain.
Q: Anything shady about this guy on Reddit, Trustpilot, Better Business Bureau, or elsewhere?
A: When you dig for Chris Naugle reviews, things get… interesting. Here’s the lowdown on what’s out there:
- Trustpilot: Nothing turned up.
- BBB: His company, Flipout Academy Inc., holds an A+ rating with no complaints.
- Reddit: Some people felt scammed by webinars Naugle promoted, with one dude describing a scheme that left participants in debt and claimed Naugle’s team ghosted them when they asked for help. The FBI apparently shut down part of the operation.
- Other: There’s at least one pending customer complaint against Naugle, saying he pushed someone to retire early and mismanaged their funds.
TL;DR: No fires on the surface, but there’s definitely smoke.
Q: Got a good Money School REI alternative for me?
A: I do, and it’s a whole lot simpler than the NASA-level nonsense Chris is talking about. I rank websites in Google. That’s it. Here’s a video on it.