Last Updated: February 28, 2026 (Price & Content Verified)
Seve Ortale, with a name that drips like hot syrup and a mustache that’s been places it shouldn’t, says you’re 60 days away from a cash machine that prints $15k to $25k a month.
Damn, Seve came out swinging… with brass knuckles.
I’m shooker than shooketh and low-key aroused. You?
What’s the business model here – merchant services? ATM placements? Some shady credit card processing hustle?
Does it involve cold outreach? Door-to-door sales? Spamming LinkedIn?
And how long before the money actually shows up?
Let’s get into it. Here’s my Payments University review.
Seve went from making $400 per month to over $25,000 a month in passive income – and you can copy his exact system to replace your 9-to-5 in the next 12 months.
He even shows the deposits hitting his bank account, as in, “Shoot that into your veins, skeptics.”
The craziest part about it?
He only works maybe 45 minutes a week.
Great, now me and my mom both need new socks because Seve just knocked them clean off.
But it’s not just him:
John Shea, a D1 basketball player and full-time student, closed his first deal within two weeks.
Now he earns over $10,000 a month in passive income.
He also leases out POS systems (ah, there it is) and snags a nice chunk upfront. Last month, it was $12k.
Dozens of other students inside Payments University are seeing similar results.
Seve’s not surprised, given the level of support they offer. Hell, they set the table, cut your steak, and chew it for you.
All’s you gotta do? Is swallow.
Wait, that didn’t come out right. Let’s just move on before Seve makes another bold claim that gets us both in trouble with HR.
So yeah.
You’re probably sick of trading time for money.
Tired of asking permission to take a damn day off.
Frustrated watching your paycheck vanish the second bills are due.
Meanwhile, your boss is getting rich off your hard work.
Talk that talk, Seve. I remember being one PTO request away from losing my shit.
So what’s the play?
Enter payment processing, a $12 trillion shadow industry just waiting for you to break off a piece.
Pete, head of sales with over 1,200 accounts – and a stache of his own that’s ruined more relationships than tequila – breaks it down.
Here’s how it works:
Somebody swipes their card at a business.
The business owner gets paid, the processor takes a small cut, and then middlemen like Seve and Pete also pocket a sliver of every transaction.
And that’s the beauty of it.
Once you hook a business up with a card reader or POS system, you’re collecting a slice of every card swipe, forever.
It’s almost like you’ve got equity, right?
And there’s no limit to how many businesses you can partner with.
Hold on a sec while I wring out my undies. Okay, continue.
Here’s what Seve says you’ll be doing:
- Walk into a business and show ’em how much they’re overpaying on credit card processing fees.
- Offer a better (lower) rate and slick new POS system.
- Then kick back and enjoy monthly payments – just for saving them money.
And look, Seve knows what you’re thinking: door-to-door sales? Shyeah right.
You’d have to be so high you could smell colors to even consider it. Otherwise? Hard no.
Not to worry, Seve says.
You’re not really selling anything. You’re just helping business owners keep more of their own money.
And you’re not doing it alone.
If you have someone on the hook but can’t reel ’em in, someone from Payments University will hop on the phone and close the deal for you.
They’ve done it hundreds of times already for other members.
Cost is $5,000, but you get 100+ training lessons, daily group coaching calls, 24/7 Slack support, and done-for-you closing when you need it.
That last part’s huge, not gonna lie.
But I’d still rather walk through a wall of bullets than into a salon where everyone turns to stare, my face gets beet red, and I go, “Uh, durr, is the owner here?”
Q&A
Q: Seve Ortale net worth?
A: Well, he only recently got to $30k a month, and not all of that is profit, so maybe low six figures? His money’s so new, it’s still got the tags on.
Q: Does this still work in 2026?
A: Kevin Rutledge, who joined in February 2026, says he got immediate access to everything he needed and closed three deals in his first week with help from the sales managers (shout-out to Anthony). So if you believe his testimony, yeah, sounds like it’s still a viable way to make money today.
Q: Payments-University.com complaints?
A: Nothing on the BBB. Nothing on Trustpilot, which shows 4.7 stars after 30 reviews. Just a former salesperson on Reddit calling Seve a scammer ’cause he stiffed her on a commission.
Q: Stiffed her, huh?
A: Yeah, but not the kind that ends with a cigarette.
Q: Refund policy?
A: Apparently you gotta knock on 600 doors with no results and they’ll give ya your money back.
Q: Bro. Six hundred freaking doors?
A: I know, right? That’d whittle you down like a bar of Ivory that white people just refuse to throw away till that bitch a toenail.
Q: Payments University alternative?
A: Create, rank, and rent out fun little sites like the one you’re on now. Watch this short video to see how.