Jack McColl has me questioning my sexual orientation. Hey, sometimes a feller has a few whiskies, makes a pass at another buckaroo, and they end up sharing a tent.
These things happen.
Especially when that buckaroo sports a tan, a man bun, and a smoldering look like that.
But let’s pivot.
You’re here for my Credit Stacking review, not an admission of bicuriosity.
Jack says you can get 0% investment capital to fund any business, be it affiliate marketing, ecom, dropshipping, flipping houses, starting an agency, remote closing, or whatever else.
This is for:
- Business owners or real estate investors who need more money to scale.
- Aspiring entrepreneurs that have a goal or dream, but they need the funds to make it happen.
- Investors that need additional capital to take advantage of investment opportunities.
Are you one of the above? Perfect, Jack says, this is for you.
He perfected this process eight years ago, securing over 30 credit lines totaling more than $500,000 in “fun coupons” within just 14 months.
And he’s got the receipts, press releases, braggadocious Instagram Stories, and a dusty trail of podcast and stage appearances to prove it.
Are you worried this won’t work in today’s economic climate? Don’t be.
With total outstanding credit card balances at a six-year low, this has created a more favorable lending environment with issuers dangling juicier bonuses and sign-up offers than normal, Jack explains.
Not only that, but Credit Stacking students are being approved for record-high limits right now: $50k, $70k, sometimes even $75k on a single card.
Oh, and speaking of which?
The Credit Stacking course will teach you how to do three things:
- Optimize the living hell out of your credit profile.
- Hack the bank and understand the secret criteria for getting approved for stupid-high limits.
- Leverage proprietary credit stacking strategies to lasso yourself at least $100,000 in zero-interest money.
Feeling a deep burning in your loins? Yeah, Jack thought you might.
‘Cause here’s the deal:
- You’re outta money.
- Your current credit cards are tapped.
- You don’t wanna lose control and profit by bringing on an equity partner.
- Personal loans? They come with high interest rates, and they’ll scrub your credit score like it’s being attacked with steel wool.
- Business loans aren’t much better, burdened by hefty fees and, once again, high interest.
So what’s the solution?
Credit Stacking, via 0% interest, zero-fee business credit cards, Jack pitches.
Now, I bet you’re wondering: Do snakes have limb envy?
And more importantly, how high does your credit score need to be for this to work?
Jack won’t pin down a specific number, but he’s confident that together, you can nurse your score back to health. Soon enough, you’ll be receiving those glorious plastic rectangles in the mail.
Okay, let’s assume that’s true.
So, what’s the next burning question? How much does the Credit Stacking program cost, right?
According to a review by Andrew Hunter on Trustpilot, it’s a whopping $9,000.
Excuse me, Andrew? $9,000 American dollars?
Oof, that stings.
However, if they can really help you unlock six figures in essentially free money – well, at least until the 0% interest period expires – it still might be worth the investment.
You’d like to think so, anyway.
But considering the mounting 1-star reviews on the Better Business Bureau, BiggerPockets, and Trustpilot, I’m not so sure.
The complaints are pretty consistent:
- It’s overpriced information that you could easily find online for free.
- Jack and his team can’t guarantee the success of your business credit card applications.
- They try to upsell you a credit repair service that takes forever and offers mixed results at best.
- And Jack’s allegedly too busy being an international playboy to bother with refund requests.
Not that it changes anything, for me.
As someone who can’t resist the protection plan at Best Buy, I just don’t have the stomach for more debt.
So yeah, it woulda been a no from me, regardless.